Simple, honest pricing
Start free with essential budgeting tools. Upgrade when you need more accounts, bank connections, or advanced features.
Monthly
Yearly
Save 33%
Free
$0
/ forever
Essential tools to start managing your finances. No credit card required.
- ✓ 3 accounts
- ✓ 200 transactions/month
- ✓ 1 savings goal
- ✓ 1 Plaid bank connection
- ✓ Dashboard & balance sheet
- ✓ CSV import & export
- ✓ Natural language queries
- ✓ 2 debt paydown strategies
Premium
Unlimited everything. Full power for serious financial management.
- ✓ Unlimited accounts
- ✓ Unlimited transactions
- ✓ Unlimited goals
- ✓ Unlimited Plaid connections
- ✓ All 8 debt paydown strategies
- ✓ Full report history
- ✓ PDF import & full data export
- ✓ Full API access + MCP server
- ✓ Multi-currency support
Feature comparison
| Feature | Free | Premium |
|---|---|---|
| Core Features | ||
| Accounts | 3 | Unlimited |
| Transactions per month | 200 | Unlimited |
| Savings goals | 1 | Unlimited |
| Plaid bank connections | 1 | Unlimited |
| Budgets | 3 | Unlimited |
| Recurring templates | 3 | Unlimited |
| Custom categories | 5 | Unlimited |
| Tags | 5 | Unlimited |
| Reports & Analysis | ||
| Dashboard & balance sheet | ✓ | ✓ |
| Income statement | ✓ | ✓ |
| Cash flow analysis | Last 3 months | Full history |
| Spending breakdown | Last 3 months | Full history |
| Debt paydown strategies | 2 | All 8 |
| Transaction history | 12 months | Unlimited |
| Data Import & Export | ||
| CSV/Excel import | ✓ | ✓ |
| PDF statement import | — | ✓ |
| Transaction CSV export | ✓ | ✓ |
| Full ZIP data export | — | ✓ |
| Tools & Integrations | ||
| Natural language queries | ✓ | ✓ |
| REST API | Read-only (100/day) | Full CRUD (unlimited) |
| MCP server (AI agents) | — | ✓ |
| Multi-currency | — | ✓ |
Bank-level encryption
No ads, no data selling
Cancel anytime
Export your data anytime
Frequently asked questions
What happens when my free trial ends?
▼
Your account automatically switches to the Free plan. No charge. Your data stays safe and you keep full access to Free tier features. You can upgrade to Premium anytime.
Can I cancel anytime?
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Yes. Cancel with one click from your subscription page. Your Premium access continues until the end of your billing period, then you switch to the Free plan. No cancellation fees.
What happens to my data if I downgrade?
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Nothing is deleted. All your accounts, transactions, and goals remain safe. You just won't be able to create new ones beyond the Free tier limits. You can always export your data as CSV.
Is my financial data secure?
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Yes. Sensitive data is encrypted at rest with field-level encryption. Bank connections use Plaid, the industry standard. We never sell your data or show ads. All connections are encrypted with TLS.
Do you offer refunds?
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We offer a 14-day free trial so you can try everything risk-free before paying. Once you subscribe, we don't issue refunds for partial billing periods — you'll keep Premium access through the end of the period you've paid for, and you can cancel anytime from Account Settings to avoid the next renewal.