Help with debt that checks in every morning
Zoninga helps households get out of debt and stay ahead of their bills. You tell it about your accounts, and its agent checks them every morning, works out what to pay next, and asks you before anything changes.
Why we built it
Most money apps show you charts and leave the watching to you. People who are paying down debt don't need another chart. They need to know which bill comes next, whether checking covers it, and which card should get the extra $50 this month. We built Zoninga to answer those questions without being asked, and to stay quiet when nothing needs you.
How we handle your data
Bank connections run through Plaid and are read-only. Your bank login never reaches our servers. Account names and transaction descriptions are encrypted before they're stored, and you can export everything to CSV or delete your account whenever you like. The details are in our privacy policy and security policy.
What Zoninga won't do
Zoninga never moves your money. When a transfer would help, the agent asks, and you make it at your own bank. We don't sell data or show ads, and Zoninga is a planning and tracking tool rather than financial advice.
How we make money
Subscriptions pay for everything. The free plan covers the basics for good, and Premium is $9.99 a month with a 14-day trial that doesn't ask for a card. See plans
Contact us
Questions, feedback or a bug: support@zoninga.com. Security reports go to security@zoninga.com, and our disclosure policy explains how we handle them.
Put a watchdog on your money
Start with the free calculator and see your debt-free date in about a minute, anonymous, no account needed.
When you're ready to stop watching your accounts yourself, your numbers come with you and the agent takes the daily shift.
Free plan included · 14-day Premium trial · No credit card