Your AI Assistant,
Meet Your Money
Connect Claude or ChatGPT directly to your Zoninga data over a secure, revocable connection — then just ask. Real answers from your real numbers, not generic advice.
AI connections are a Premium feature — included free in every new account's 14-day trial.
Not a chatbot bolted on — full access, with your consent
Zoninga ships a remote MCP server with 158 purpose-built finance tools. Once connected, your assistant can:
Answer anything
Spending by category or merchant, cash-flow trends, net worth history, savings rate, upcoming bills, financial health score — across every account you track.
Do the busywork
Log transactions, categorize them, create budgets and goals, contribute to savings, set up recurring entries — by asking instead of clicking.
Plan ahead with you
Run debt-paydown comparisons across 8 strategies, model what-if scenarios (“what if I finance a car?”), and forecast cash flow — the same engines the dashboard uses.
Connect in about two minutes
First, create your Zoninga account and add two-factor authentication (we require it before any AI gets access). Then:
Claude
- In claude.ai or the desktop app, open Settings → Connectors.
- Choose Add custom connector and enter https://zoninga.com/mcp
- Click Connect — you'll be sent to Zoninga to sign in and approve access. That's it.
Requires a paid Claude plan. Works on web, desktop, mobile, and Claude Code.
ChatGPT
- In ChatGPT, open Settings → Connectors (enable developer mode if prompted).
- Add a connector with the server URL https://zoninga.com/mcp
- Approve the sign-in prompt on Zoninga and you're linked.
Available on ChatGPT Pro, Team, Enterprise, and Edu plans.
Using another assistant? Any MCP-compatible client works — the server speaks standard MCP over HTTP with OAuth 2.1 and dynamic client registration.
Built so you stay in control
No passwords shared
The connection uses OAuth 2.1 — your assistant never sees your Zoninga password. Revoke its access anytime from your profile, instantly.
Locked behind 2FA
Connecting an AI requires a verified email and two-factor authentication on your account — the same bar we set for linking a bank.
Scoped & audited
Assistants work through purpose-built tools with the same permissions and audit logging as any other session — no raw database access, ever.
Find out the month you'll be debt-free
Run the calculator in about a minute — free, anonymous, no account needed.
When you're ready to follow the plan, your numbers come with you.
Free plan included · 14-day Premium trial · No credit card